Pass the Keys Blog

What Happens If You Rent Without a Licence in Marbella? Fines and Legal Risks

Written by Pass the Keys Marbella | Feb 1, 2026 12:00:05 AM

With high demand for holiday rentals in Marbella and surrounding areas such as Elviria, Cabopino, Río Real, El Rosario, Nueva Andalucía and San Pedro de Alcántara, some property owners are tempted to start renting before completing all legal requirements, especially when the property looks ready and platforms allow fast listing creation.

However, renting without a valid tourist licence in Andalusia is illegal and actively monitored by authorities, even if the property is already furnished and advertised online.

Is It Illegal to Rent Without a Tourist Licence in Marbella?

Yes. Any property offered for short-term tourist stays in Andalusia must be registered as a Vivienda con Fines Turísticos (VFT) and display a valid licence number on all advertising platforms. Without this registration, the rental activity is considered illegal, even if the owner has already submitted an application.

This applies to apartments, townhouses and villas across Marbella and its surrounding residential areas.

In this guide, we explain what really happens when a property is rented without a licence in Marbella, how inspections work, and how owners can protect themselves before problems arise.

How Authorities Detect Illegal Holiday Rentals

Many owners believe inspections only happen after neighbour complaints, but in reality detection methods are much broader. Monitoring is particularly active in high-occupancy zones such as Elviria, Cabopino, Río Real, El Rosario, Nueva Andalucía and San Pedro de Alcántara, where short-term rental activity is especially concentrated.

Authorities monitor:

  • Online booking platforms

  • Advertisement listings

  • Social media rental offers

  • Tourism registries and cross-references

Automated systems allow officials to match listings with official licence databases, making it easier than ever to identify unregistered properties.

 

 
What Penalties Can Owners Face?

Renting without a valid licence can lead to:

  • Fines of several thousand euros

  • Immediate removal of listings from platforms

  • Formal inspection processes

  • Administrative legal procedures

  • Restrictions on future licence applications

In some cases, properties may be temporarily barred from operating as tourist rentals until all legal requirements are fully met and verified.

Why Fines Are Not the Only Risk

Beyond financial penalties, illegal rental activity can also cause:

  • Problems with community of owners

  • Insurance coverage issues

  • Guest claims not being covered

  • Long-term reputation damage on platforms

If an incident occurs while operating illegally, insurance companies may refuse coverage entirely.

This is especially critical for owners who do not live permanently in Spain and may not be present to manage emergencies or inspections in person. This can leave owners responsible for very high compensation costs.

Common Situations Where Owners Take Unnecessary Risks

Many illegal rentals happen unintentionally, such as when:

  • Owners start renting while waiting for registration confirmation

  • Licence applications were rejected or incomplete

  • Property type does not qualify for registration

  • Community rules prohibit tourist use

In these situations, owners may assume they are allowed to rent — until an inspection proves otherwise.

How to Protect Yourself as a Property Owner

The safest way to operate is to ensure that:

  • The tourist licence is fully approved and active

  • The licence number appears on all listings

  • Property conditions meet legal standards

  • Guest registration and safety rules are followed

Professional management helps ensure that properties only go live once they are fully compliant.

How Pass the Keys Marbella Ensures Legal Operation

At Pass the Keys Marbella, we verify legal readiness before activating any listing.

This includes:

  • Checking licence registration status

  • Reviewing community regulations

  • Confirming safety and documentation requirements

  • Ensuring platform listings display correct licence numbers

This prevents owners from accidentally operating illegally and protects long-term rental viability.

 
Why Legal Compliance Supports Long-Term Profitability

While skipping legal steps may seem faster in the short term, the long-term consequences often include:

  • Lost income due to suspended listings

  • Higher regulatory scrutiny

  • Reduced buyer appeal if selling later

Operating legally protects both current income and future property value.

Contact Pass the Keys Marbella

Not sure if your property is fully compliant with tourist rental regulations in Marbella or surrounding areas? Our local team can review your licence status, documentation and listing compliance before the high season begins.

👉 Book a free legal readiness and compliance review call here:
https://calendly.com/ana-torrens-passthekeys

Rent confidently and protect your investment.